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I & E Insurance Agency


Our owners (2) have over 80+ years combined experience

Our dedicated staff of insurance professionals have been earning the trust of the local community. As an independent agency, we offer a choice of insurance companies to meet your needs. Whether it be home, auto, life or business insurance we have a company that can offer the protection that you need for the price that you can afford. Shopping for insurance can be difficult and confusing, we get that. That's why we pledge to do everything we can to make your experience pleasant and trouble free. We strive to serve every customer with the respect and integrity that they deserve.
Allow us the opportunity to compete for your business. Call (732) 295-5584 Today!

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About Us

Award Winning New Jersey Home Insurance Agency Servicing all of NJ from High Point to Cape May, Toms River NJ, Freehold NJ, Morristown NJ and all surrounding areas.

The Asbury Park Press has named I & E Agency as One of the Top 3 Best Insurance Agencies of Ocean County NJ, for the 8th time of the last 10 years 2022-2012

And Our owners (2) have been named in the Top 1% of ALL NJ Insurance AGENTS in the Annual NJ Monthly Magazine Best Of NJ, sponsored by NJ Monthly Magazine/ Five Star Professionals for the 5th time of the last 10 years 2022-2012.

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What our customers say

Boy did I luck out when I stumbled upon Ernie… I was floundering about looking for insurance…I had very little knowledge about types of insurance and the insurance game…I have had other agents however, no one took the time to explain step by step the ins and outs of the...

-Patricia Lepis

Great Service , took the time to help me and explain the different coverages available for my home and business, my prior agent didn't do that, I give the agency 2 thumbs up!

-Jack E.

I've been dealing with I & E for a number of years now and have had nothing but great service. Any issue was handled quickly and efficiently. I highly recommend I & E.

-Stella S.

I contacted Ernest (I&E insurance Agency) when there was a issue with my other insurance company. It was on the weekend and Ernest assured Me that I would be covered ASAP. Ernest took that weight off my shoulders And if you ever needed him no matter what time of day...

-S. Schellinger

Ernie has been fantastic to work with since our initial contact to now renewal. He handles everything and you never have to worry. He is extremely knowledgeable and honest.

-Elizabeth B.

Ernie from I & E provided every step of the way; hard work; enormous expertise; patience; extremely great home owner insurance rates; timely; responsive and very professional. Could not have asked for better. Highly recommend Ernie and I & E. 

-Leslie D.

Ernest was fantastic helping us get new insurance. Thru the process Ernest always answered and answered all questions. No matter when I called him or emailed him he always got back to us asap. Great company.

-Diane K.

Not living in NJ but having a NJ condo has presented some insurance challenges in the past. Ernie and Ida have do a fabulous job handling all my questions and providing me with complete and competitive insurance. Ernie and i have even traded emails past midnight to answer my insurance...

-Kerry T.

Ernest provided great responsiveness during a time sensitive situation and used his personal experience to find the right coverage for my family.

-Diane VS

Great service always try to find best possible insurance with rate. I can say best office to use your insurance need.

-Vikraim P.

This was a great experience.

-Mary and Charles

Ernie and Ida are great! Family owned and operated, they give you an honest quote with a wealth of knowledge. They will explain every last detail and make sure you have more than enough coverage. The transactions are smooth and easy, and they will go above and beyond to make...

-Melisa W.

Staff is extremely knowledgeable, cooperative and very responsive to my needs. Ernie, was able to quickly identify a policy to suit my personal situation, provided me with more coverage than I had before and saved me money in the process. This is truly a company that understands the customer service...

-Tom P.

Ernie at I & E Insurance expertly guided me through the vastly changed insurance landscape in a post-Sandy environment for the purchase of my NJ shore home. He not only was able to give me a run-down of which insurers were currently writing policies but also his view on clients'...

-Chris

Ernie was amazing! Helped me with all of our insurance needs for our new home! He immediately knew what we needed and worked to make it all happen! Thank you so much for all your help! I have been telling everyone I know to call you!!!

-Andria M.

I contacted I & E Insurance Agency for a startup business. Ida and Ernest were extremely patient and helpful with me. I was becoming a little overwhelmed when going through the paperwork but they took their time to explain everything to me in detail. I highly recommend I & E...

-Craig B.

I recently obtained homeowners insurance from I & E insurance. I spoke to a gentleman named Ernie. Not only was he professional, gave me an awesome rate, informed me as to what was important but was also kind and caring. Very personable.  I would highly recommend them to anyone. Actually,...

-Lorraine T.

Ernest was a pleasure to work with! We highly recommend I & E Insurance for your Insurance needs.

-Shannon F.

We had home owners insurance with Ernie but not car insurance, previously. We bought a new car, and he dealt with the dealership personally to expedite the coverage the same evening we picked up the car! Ernie went above and beyond what he was required to do in addition to...

-Annette P.

This is a business that treats you with kindness and respect. My previous agent was quoting me outrageously high prices for homeowner's insurance but I & E was able to get me a slightly better policy than what they were offering at a much lower rate. I trust these folks...

-Steve S.

Great Service and fast, Nice guy, explain the details and was available when no one else was, thumbs up here!

-Jack

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You may wish to consult a competent attorney, tax advisor, accountant, or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice, Independent Agents of America & PIA contact your own advisors before making any financial decision. Services offered through independent NON-AFFILIATED ENTITIES


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