NJ Beach Home Insurance | NJ Coastal Home Owners Insurance | NJ Shore Home Insurance | NJ Coastal Home Insurance | Beach Rental Home Insurance

If you own a Coastal Home, Beach House, Vacation Home or Waterfront Rental Property you have unique problems in getting your property insured. Most NJ Insurance Companies do not want to insure Coastal homes within 5 miles to the water. And those that do offer insurance have Very High deductibles, that means if you have a claim due to a hurricane with wind damage, you could be out of pocket over 5% on a typical claim. Thus on a million dollar home with a claim of $100,000, your out of pocket expense could be $50,000 before the insurance company pays you one penny. But we have several companies that have low Hurricane deductibles of just $1,000. Click the Red Buttons Above

Shouldn’t you home insurance be more than just some piece of paper that appeases your spouse or mortgage company. You need a policy with predictability, low deductibles and the correct coverage. You need a Trusted Choice Professional who is familiar with your home, your location and can design a policy that takes into consideration your situation, assets and the proper liability coverage. Our two owners have over 80 years experience and can help you get the right coverage with low deductibles at a fair price.

Our agents were named in the Top 1% of all NJ’s Best Agents by NJ Monthly Magazine/Five Star Professionals Home-Auto published in their annual List every March. Additionally Our Agency has earned Several Awards for Service including being named as One of the Top 3 Insurance Agencies of Ocean County 8 times over the last 10 years in the Annual Readers Choice Awards sponsored by the Asbury Park Press 2012 to 2022. 

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