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Any local Agency or online Robotic website can get you a Cheap Insurance quote, but shouldn't your insurance be more than just a piece of paper to appease a mortgage company, regulatory authorities or a spouse? How do you know if Your present policy has more holes and exclusions than Swiss Cheese? Who represents your interests?  Your insurance needs to do what you expect when a problem comes up otherwise that Cheap policy could just turn into Expensive Toilet paper. Look no one wants to spend anymore than they have to, but like Dad said, you get what you pay for. We do our homework, ask the tough questions, get the details and find you the right coverage at a fair price,  so if you're looking for experienced, skilled advice and attention- Allow us to help you. Or hit the red buttons above for a fast reply.


& E Insurance Agency is an independent Family owned and operated firm serving all of NJ and has been named One of the Top 3 Best Insurance Agencies of Ocean County NJ for the 7th time of the last 8 years 2018-2011 in the Annual Asbury Park Press Readers Choice Awards 2017-2011 and Our Owner was named again for 2018 as One of NJ's Best Insurance Agents by NJ  Monthly Magazine/Five Star Professionals for Home/Auto Insurance. We specialize in Coastal Insurance for the Jersey Shore and High End Homes and Beach Front properties.

Homeowners have another problem for properties 5 miles from the coast and bays, especially High Value Homes- HIGH HURRICANE DEDUCTIBLES !---we help solve those problems--- We have Insurance Carriers that are insuring most homes and High-End Affluent Homes near Coastal and waterfront properties on the Barrier Islands that most companies are excluding. New additions to our agency over the last 6 months are helping homeowners get better coverage with lower deductibles and with competitive rates.

Questions or to set up an appointment call 732-295-5584 or email us at
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