NJ Beach Home Insurance | NJ Coastal Home Owners Insurance | NJ Shore Home Insurance | NJ Coastal Home Insurance | Beach Rental Home Insurance
If you own a Coastal Home, Beach House, Vacation Home or Waterfront Rental Property you have unique problems in getting your property insured. Most of the Insurance Companies covering NJ Homes do not want to insure Coastal homes within 5 miles to the water. And those that do offer insurance have very High deductibles, that means if you have a claim for example due to a hurricane with wind damage, you could be out of pocket over 5% on a typical claim. So on a million dollar home with a claim of $100,000, your out of pocket expense could be $50,000 before the insurance company pays you one penny. But we have several companies that have low Hurricane deductibles of just $1,000.
Shouldn't you home insurance be more than just some piece of paper that appeases your spouse or mortgage company. You need a policy with predictability, low deductibles and the correct coverage. You need a Trusted Choice Professional who is familiar with your home, your location and can design a policy that takes into consideration your situation, assets and the proper liability coverage. Our two owners have over 70+ years experience and can help you get the right coverage with low deductibles at a fair price.
Our Agency has earned Several Awards for Service including being named as One of the Top 3 Insurance Agencies of Ocean County for the 6th time of the last 7 years in the Annual Readers Choice Awards sponsored by the Asbury Park Press 2017 to 2011. And Our agents were named Some of NJ's best by NJ Monthly Magazine/Five Star Professionals Home-Auto