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New Jersey Home Insurance Quotes | NJ High Value Homeowners Insurance | NJ Coastal Home Insurance | NJ Vacation Home Insurance | NJ Home Insurance Agents | NJ Waterfront Home Insurance


Any Robotic Insurance Website or Overseas Operator can get you a cheap quote- but it takes an experienced Agent who knows the market and asks the relevant questions to get you The RIGHT coverage at a competitive price. What good is a cheap policy if it ends up costing you money during a claim? You end up with Expensive tissue paper.  It's too late after disaster strikes  to find out you have the wrong coverage. Get a second opinion today 732-295-5584. Our Agency has been named ONE of Ocean County NJ 's Top 3 Insurance Firms for the 6th time of the last 7 years 2017-2011 by the Asbury Park Press in the Annual Readers Choice Awards and Our Agents have been named some of NJ's Best by NJ Monthly Magazine/Five Star Professionals for Home/Auto.


If you have a High Valued home in NJ, you have another problem...Most typical Insurance companies are not insuring homes over $1 million in replacement value and those that are, can have very High deductibles, which means for example, wind damage occurs with a 5% deductible, you could be out of pocket $50,000 before the Insurance company pays you a dime on the claim.  Don't find this out when its too late, it doesn't have to be that way. As High Value and Coastal Home Insurance Specialists, we have the Insurance companies that want your business at competitive prices, and with low deductibles- Get a second opinion, call today 732-295-5584.


Another issue , Some of these affluent homes located within 5 miles  of the NJ waterfront, the Coast, Rivers, or on the beach are prone to underwriting issues that prevent the most common Insurance companies from offering coverage. The majority of these NJ Admitted Insurance companies have 5 Mile exclusions, meaning they will not insure homes anywhere in that 5 mile range from water! So in these cases Property Owners are forced to get coverage from NON Admitted companies like LLOYDS of London where the exclusions and deductibles are higher and the fine print can add to increased aggravation. But we have companies that want your business, let us find alternatives- just call.

I & E Insurance Agency is your one stop solution for all your Personal and Business Insurance needs. And in some cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together. Lost your current provider? We write NEW policies for coastal coverage, so get the right coverage and carrier for your needs. Buying a New House?  Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. 
Our Principals (2) have over 70+ years combined experience. As a Trusted Choice® Agency  and a member of the Professional Insurance Agents of America we provide a full range of Insurance for Business, Personal and Commercial clients.  Additionally through our associations with ANE Networks  we offer the strength and power of a larger organization but with the personalized service and attention of a local business.
If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at

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