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Lincroft NJ 07738 Luxury Homeowners Insurance | 07738 Affluent Homeowners Insurance | Lincroft NJ Home Insurance | Lincroft NJ Home Insurance | Lincroft NJ Insurance Agents


Any Agent, Robotic Website or some 1-800 Box company can get you a cheap quote, but will Cut Rate coverage take care of your loss. Then will you ever speak to the same person more than once?  Don't wait till you have a problem to find out that discounted Insurance doesn't cover your Lincroft NJ home properly. Shouldn't your Insurance be more than just some piece of paper to appease your Mortgage company. And Affluent luxury home insurance does more than just cover a busted pipe, Get the best coverage at the fairest price, allow us to review your insurance and offer a second opinion.


I & E Insurance Agency was named One of the Top 3 Insurance Agencies of Ocean County NJ  for the 7th time of the last 8 years in The Annual Asbury Park Press Readers Choice Awards, and Our agents were named some of New Jersey's Best for Home and Auto by NJ Monthly Magazine/Five Star Professionals. High Value, Affluent Homeowners Insurance is tailored to the unique needs of homes valued above $1 million depending on the company selected. It's strictly the insurance replacement cost, Not Market Value! To illustrate--replacement cost is calculated by the square footage multiplied by a cost per sq. foot. In today's market the cost per square foot to rebuild could be anywhere from $180 to as much as $340 per square foot. So a 5000 Square foot company can be insured for 1.2 million to as much as $ 2 million depending on materials, and the typical Hurricane deductibles could be 1-5%, so $1 Million house, gets hit with a $50,000 deductible! We can change that.

At I & E Insurance Agency we have solutions for all your High Value Home and Coastal Property Insurance needs. We serve all of NJ, It doesn't matter whether you have a luxury Home in Princeton or a Cape Cod In Lodi, or if your Waterfront Dream  Home is a small cottage in Belmar, or a 110 Year old Victorian in Stone Harbor  --- we can get the right insurance policy for you and your family ! As a Trusted Choice® Agency and member of we provide a full range of Insurance for Business, Personal and Commercial clients. Additionally, through our affiliation with ANE Networks  we have the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local neighborhood Store.  If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at

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