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Lincroft NJ 07738 Homeowners Insurance | Lincroft NJ HomeOwner's Insurance | Lincroft NJ 07738 Affluent Home Insurance

Any website or online Insurance Agency can get you a cheap Insurance quote for your home business auto or Life but ask yourself the one real question, why are you getting Insurance in the first place? Shouldn't your insurance be more than some piece of paper to satisfy a mortgage company or police officer? After all if your policy doesn't do what you expect it to do when you need it most, than all you really have is tissue paper. Get the right coverage at a competitive price- --Allow us to Help you get Home Insurance in Lincroft NJ 07738

Click Here  for a fast quote

We are a full service independent agency, not captive to any one company-- thus we can find  you the best coverage at a competitive cost. 

Our attention to our clients-- recognized by the Asbury Park Press  named One of the Best 3 Agencies of Ocean County for the 6th time of the last 7 years by the Asbury Park Press 2017-2011 and Our Agents were named some of NJ's best by New Jersey Monthly Magazine Five Star Home/Auto Insurance Profession Award.

We insure Properties and Homes all over NJ including the Jersey Shore and Beach Front properties. Homeowners have another problem for properties 5 miles from the coast and bays, especially High Value Homes- HIGH HURRICANE DEDUCTIBLES !---we help solve those problems---

We specialize in Affluent Home Insurance which is specifically tailored to the unique needs of homes valued in most cases above $1 million.  To illustrate: replacement cost of any home is calculated by the total square footage multiplied by an amount per square foot dollar.  In today's market the cost per square foot to rebuild can be anywhere from $220 to as much as $360 per square feet or more, depending on materials, style, etc.  A new custom built home with high end materials say 5000 square feet with a pool, patio, 3 car garage etc. calculated as 5000 sq. feet times $250 per foot = $1.25 million these home can have high hurricane deductibles, from 1-5% so your million dollar home deductible could be $50,000 before the Insurance company pays you a penny, but we have companies that have low deductibles. So Check the fine print of your present policy---

I & E Insurance Agency is an independent family owned and operated Agency serving all of NJ.  Our Principals (2) have over 70+ years experience. As a Trusted Choice® Agency  we provide a full range of Insurance for Business, Personal and Commercial clients. 
If you have any questions or would like to set up an appointment with us call 732-295-5584
email us at

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