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Point Pleasant Beach NJ Home Insurance | Home Insurance Point Pleasant Beach NJ 08742 | Point Pleasant Beach Vacation Home Insurance | Insurance Agents 08742


Any Insurance Agency, Robotic website, or some Overseas Call Center can give you a cheap Quote, but does it do the job or is it just expensive tissue paper? What good is an insurance policy that doesn't cover your problem no matter what you paid for it?  Allow us to get you better coverage and service, call us for details 732-295-5584.


Our Business, I & E Insurance Agency has been named One of the TOP 3 Best Insurance Agencies of Ocean County  for the 6th time of the last 7 years 2017-2011 - Our Agents were named one of NJ's Best in 2015 and 2014 in the Annual NJ Monthly Magazine /Five Star Home/Auto Insurance Professional Award.  Just  Click Here for a Fast Quote.

Another issued facing properties within 5 miles to the beach- Substantial Hurricane and Water deductibles! Thus a home made with high end materials 5000 square feet with a  pool, patio, 3 car garage etc. could be insured for replacement values in a range from 1.1 Million to as much as $2 Million or more for insurance purposes, or roughly $200 to $300 per square foot. The majority of NJ appointed Insurance companies set 5 Mile exclusions to water- They will not insure homes  in that 5 mile range! Companies that are left, may only provide coverage with Wind and Hurricane deductibles of 1% to 5% or higher!  That means a Hurricane Wind loss of  $100,000 on your $1 million dollar home, with a 5% wind deductible, your out of pocket could be $50,000 before the insurance company pays you the first Penny of a claim. But it doesn't have to be that way. We have Insurance Carriers that are insuring High-End Affluent Homes, Coastal and waterfront properties on the Barrier Islands in that 5  mile range from the coast that most companies are excluding.  And with Low deductibles as little as just $1,000-- New additions to our agency over the last 6 months are helping homeowners get better coverage with lower deductibles.

If you have any questions or would like to set up an appointment with us call 732-295-5584
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