Holmdel, NJ

Homeowners Insurance, Renters Insurance, Commercial Insurance

What is Homeowners Insurance?

Homeowners insurance is a form of property insurance that covers losses and damages to your residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

What is Renters Insurance?

Renters insurance (sometimes referred to as “tenant insurance”) helps cover unexpected events — otherwise known as covered perils. You may not always be able to prevent certain situations, such as theft, a break-in or a visitor’s injury, and that’s where renters insurance comes in. This table breaks down the different types of coverages in a renters insurance policy and what they usually cover.

Own a Business?

A personal insurance policy typically provides coverage for homes and their contents, whereas a commercial insurance policy is designed to safeguard the structures and assets associated with a business, such as an office, warehouse, or other commercial property.

Commercial insurance is insurance coverage intended for businesses instead of individuals. Commercial insurance is also called business insurance. Business insurance covers losses related to unexpected events like lawsuits, accidents, or natural disasters, among others.

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