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Point Pleasant Beach NJ 08742 Homeowners Insurance | Point Pleasant Beach Waterfront Home Insurance | Point Pleasant Beach High Value Home Insurance | PT Pleasant Beach Coastal Home Insurance


Any Online Robotic Website or 800 phone number Big Box Overseas Call Center can get you a cheap Homeowners Insurance Quote, but does it properly protect Your Point Pleasant Home?  Did that Call Center Operator ask the right questions? Do their research? Make sure your Home and liability coverage was adequate? Will you ever speak to the same person twice? ---JUST WHO is looking out for you? Shouldn't your Point Pleasant Beach Home Insurance be more than just a piece of paper acquired to appease a mortgage company or regulatory authority? It's too late after a disaster to find out YOUR cheap policy actually was very expensive because it didn't cover you!  Allow us the opportunity to help you- Call today for a fair and competitive quote 732-295-5584 



Our Agency has been named a Top 3 Insurance Agency for Service by the Asbury Park Press in its Annual Readers Choice Awards for the 6th time of the last 7 years for Ocean County 2017-2011, and Our Agents were named some of NJ's Best in the Annual NJ Monthly Magazine/Five Star Home/Insurance Professional Awards.

Homeowners have another problem for properties 5 miles from the coast and bays--High Deductibles, in some cases 2-5% of your dwelling coverage. That means on a $500,000 home anywhere from $10,000 to $25,000 deductible before the insurance company pays a penny on a hurricane/wind claim.  A majority of NJ appointed Insurance companies have set  a 2-5 Mile exclusions to water----meaning they will not insure homes anywhere in that range!  Check your policy's the fine print.


But we specialize in Coastal homes and properties and have several Insurance Carriers that are insuring homes and High-End Affluent homes in that 2-5 mile excluded range. And recently added several new Insurance companies giving you more choices, better coverage at competitive prices. So give us a call for more info 732-295-5584

I & E Insurance Agency is an independently operated family owned Agency serving all of NJ.  Our Principals (2) have over 70+ years experience. As members of both Trusted Choice  and  Professional Insurance Agents of America  we provide a full range of Insurance for Business, Personal and Commercial clients. 
For More info call us at 732-295-5584 or email us at

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