Motorcycle Insurance in Point Pleasant, NJ
Motorcycle insurance is crucial; bike accidents can occur without warning and lead to unforeseen repair expenses. Motorcycle insurance can be an excellent form of financial protection from covered accidents. Choosing the right coverage may be challenging, but I & E Insurance Agency is here to help guide you through the selection process.
What Does Motorcycle Insurance Cover?
Motorcycle insurance varies among policyholders. Most policies typically include liability insurance, which covers bodily injuries and property damage. Additionally, some coverage options included in motorcycle insurance often consist of the following:
- Personal injury protection (PIP)
- Medical payments coverage
- Collision coverage
- Uninsured/underinsured motorist coverage
- Customized parts coverage
Some policies may be tailored to include additional coverage options. Contact the I & E Insurance agents to learn more about customizing your policy.
How Much Motorcycle Insurance Do I Need?
New Jersey requires all bikers to carry liability insurance and PIP. However, if an accident occurs that is not covered under your policy, you may be forced to pay high accident-related costs. Having sufficient motorcycle insurance can reduce out-of-pocket recovery or replacement costs if an accident occurs that is covered by your insurance.
Can You Get Motorcycle Insurance Without a License?
You can technically get motorcycle insurance without a license, but it may be challenging. Many insurance carriers are often apprehensive about offering insurance policies to unlicensed riders, as they are viewed as a higher risk than licensed bike owners.
Where Can I Find Coverage?
If you are a motorcycle owner near Point Pleasant, New Jersey, the experienced agents at I & E Insurance Agency can assist you in learning about motorcycle insurance policies to help you decide on the right coverage for you and your bike.
Contact our agency today at 732-295-5584 for more information.