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Colts Neck NJ 07722 Home Insurance, 07722 High Value Homeowners Insurance, Colts Neck NJ 07722 Homeowners Insurance, House Insurance Colts Neck, Colts Neck NJ 07722 Insurance Quotes, Colts Neck Insurance Agents.


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I & E Insurance Agency repeats... 
One of NJ's Best 2014 & 2015 NJ Monthly Magazine-Five Star Home/Auto Insurance Professional Award
as featured in NJ Monthly Magazine March 2014 and 2015

Voted " One of the Top 3 Insurance Agencies"
 of Ocean County,4 out of the last 5 years,
2015,2012, 2011 and voted The 2014
Best Insurance Agency by
the Asbury Park Press

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High Value, Affluent Homeowners Insurance is specifically tailored to the unique needs of those homes that are valued in most cases  above $1,000,000. Typically the home's replacement value will depending on property, the quality of building materials and the company. This isn't the selling price, MARKET Value or Tax value. 
It's strictly the insurance replacement cost.

To illustrate: replacement cost of this type of home can be calculated by the square footage multiplied by a cost factor, In today's market , the cost per square foot to rebuild could be anywhere from $180 to as much as $300 per square feet or more, depending on materials style, etc

In most cases an outside home inspector will do an analysis of your home.

Additionally homeowners of these properties require higher coverage for assets and other properties and should have higher amounts of Legal Liability coverage. The Homeowner of a million dollar home has a Bigger Bulls eye on their back and should do more to protect themselves from unforeseen events and aggressive lawsuits.  Call us at I & E Insurance Agency 732-295-5584 to address these concerns. 

It doesn't matter whether your Dream Home is a small cottage in Belmar or a 10,000 square foot McMansion in Rumson,  a rental home in Lavallette or a ocean view condo in Atlantic City, we can get the right insurance policy for you and your family!  

And in some cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together.
Lost your current provider? We write NEW policies for coastal coverage, so finding the right coverage and carrier for your unique needs is easy. Its our Job!

Buying a New House?  Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to
make sure that your closing goes smoothly.   

Click Here   and we'll get you a quote immediately.

& E  Insurance Agency is an independent family owned and operated Agency serving all of NJ. Our clients count on us to assist them with multiple homes, Autos, Boats and Business polices, this approach allows us to provide a ONE stop service and solutions saving time and money.

 Our Principals (2) have over 70 + years experience. As a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients. 

Additionally, through our affiliation with  ANE Network 
We offer all the strength and power of a nation-wide business but with the personalized service and Old fashion charm of a local corner agency. 

We're here to help when you need us most.

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at 

See our reviews at and 

Insurance Today, Smile Tomorrow, Life Happens Be Ready!

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