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Asbury Park NJ 07712 Homeowners Insurance | Asbury Park Waterfront Home Insurance | Asbury Park NJ Vacation Home Insurance | 07712 High Value Home Insurance

& E Insurance Agency  Awarded One of NJ's Best-
2015 and 2014 NJ Monthly Magazine-Five Star Home/Auto Insurance Professional Award 
for service see


We offer all forms of Insurance throughout NJ, from The Jersey Shore with Beach Front properties  in  
Asbury Park NJ 
to High Point and Alpine, down to  Cape May-- We can help with Home, Auto, Business, Commercial Workers Comp, etc.

Homeowners have another problem for properties 5 miles from the coast and bays , 
especially High Value Homes- HIGH HURRICANE DEDUCTIBLES !---we help solve those problems---

 You need to be safe, insure your home at the replacement cost, nothing less!---

Affluent Home Insurance  constructed to the unique needs of homes valued in most cases above $1 million.  
To illustrate: replacement cost of any home is calculated by the total square footage multiplied by an $$$ amount
 per square foot of space -- In today's market the cost per square foot to rebuild can be anywhere from 
$150 to as much as $300 per sq. ft or more,
depending on materials, style, etc. 

A new custom built home with high end materials say 5000 square feet with a pool, patio, 3 car garage etc.  calculated as 5000 sq. feet times $250 per foot = $1.25 million, that's
the replacement cost of your Structure.
Not the market price or mortgage amount.

And being close to the water is another issue
Most insurance companies are not insuring 5 miles to the coast or waterways, but we have solutions.

As Coastal specialists we have companies that will insure these properties and in many cases with
only a $1,000 hurricane deductible, call us for more details.

Contact I & E Insurance Agency at 732-295-5584 for free Quote and more details on Affluent and Coastal insurance needs.  

I & E Insurance Agency is an independent family owned and operated Agency serving all of NJ.  
Our Principals (2) have over 70years experience. 

As a 
Trusted Choice® Agency  we provide a full range of Insurance for Business, Personal and Commercial clients. 

Fast Quote Now Click Here


It doesn't matter whether your Dream Home is in  Warren  or Morristown , a  small cottage in Belmar , a cape in River Edge

a 10,000 square foot McMansion in  
RUMSON , a rental home in Lavallette  or even a 110 year Old Victorian in  Ocean Grove

We can get you the proper coverage for your property.
And in some cases, we can package insurance needs such as home, boat, Auto, Flood, Business and secondary vacation home saving you time and money.

Additionally, through our affiliation with ANE   we offer the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local corner agency.  You are more than a customer; you are our neighbors, friends and clients.

We're here to help when you need us most.

(services through independent entities)

If you have any questions or to set up an appointment
call 732-295-5584  or email

See Our reviews on

Insurance and Retirement Planning  today,
Smile tomorrow, Life Happens, be ready!

Click Here  and we'll get you a quote immediately.

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