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NJ Construction Insurance | NJ Business Insurance | NJ Commercial Insurance | Ocean County NJ Workers Comp Insurance | NJ Business Flood Insurance | Monmouth County NJ Business Insurance

  

Do you need help in choosing NJ business insurance coverage and Options? Call I & E Insurance Agency to learn more about New Jersey business Insurance offered from a variety of Highly Rated Companies like:  Travelers, Hartford Insurance, Utica First, National General, Liberty Mutual, Hiscox and others. As an Independent family owned Firm, our allegiance is to you, NOT CAPTIVE to any ONE company thus free to find you the best coverage at a fair price. We can help you Quote & buy online and in real time right now. Contractors, Commercial and Small Business Owners have a variety of Insurance needs. Not only must they protect against the risks that their business and employees face everyday, they also must comply with an assortment of rules and regulations administered and enforced by local and state governments. The fines for failure to comply can be substantial. That's why the commercial and small business owners need an agent who can help them recognize and comply with the insurance rules to protect their people and assets. Call us today 732-295-5584 for experienced pros who will lookout for your interests.

 

 

Another problem is the location of these businesses and Homes located on or near waterfront, rivers, and lakes on or near our Coasts. The majority of NJ appointed Insurance companies have set a 3-5 Mile exclusions to water....meaning they will not insure most businesses and homes anywhere in that 3-5 mile range! And if you do find insurance, the Wind and Hurricane deductibles could be 1% to 5% or higher! An example: a wind loss occurs--- $100,000 in damages on your $1 million business, it has a 5% wind deductible, so you could end up shelling out $50,000 for wind and or hurricane damages before the insurance company pays you the first dollar of a claim. We have Insurance Carriers that are insuring Business and High-End Affluent Homes Coastal and waterfront properties on the Barrier Islands in that 3-5 mile range that most companies are excluding.

 

I & E Insurance Agency is your one stop solution for all your Business, Affluent and Coastal insurance needs. Our Principals (2) have over 70years experience. As a Trusted Choice® Agency www.trustedchoice.com and member of the Professional Insurance Agents of America www.pia.org  we provide a full range of Insurance for Business, Personal and Commercial clients.  It doesn't matter whether your Business or Dream Home is in Warren or Morristown, a plumber in Belmar, or a electrician in Oradell  a  mountain chalet in High Point or a Pizza Parlor in Lavallette, anywhere in NJ we can get you the proper coverage for your Business, Home or Commercial property.  And in some cases, we can package all YOUR insurance needs such as AUTO, home, boat, flood, primary and vacation together saving you time and money. Additionally, through our affiliation with ANE www.ane-agents.com  we have the strength and power of much larger firms but with the personalized service and Old fashion charm of a local neighborhood store.  

 

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com
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