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May 15, 2015

Time for NJ Boat Insurance


May 15, 2015


Contact: Amanda Edwards
& E Insurance Agency

732-899-8177    email —[email protected]

 I & E Insurance Agency announces new additions to Boat and Yacht Insurance Companies.

Summer’s here— time to launch your Boat!

Back in 2012, Hurricane Sandy caused record-breaking damage to nearly every aspect of life along the coast — and the Boating
and Maritime industry was no different. Boaters got hit hard, but worse was the fact that many boat owners didn’t have
protection or had inadequate coverage. BoatUS, one of the Nation’s largest boat-owners association, estimates over 25,000 boats were damaged in New Jersey at a cost of over $242 million.  Marine or Boaters Insurance is not required by The State or Brick NJ, Ocean County or Monmouth County NJ, on any New Jersey Waterways and the Ocean. It’s not required by New Jersey State on motorized or Sailboats, but is important to have insurance on your boat for other reasons.

           Consider these:

           1.      Protection against other boaters. Even if you are experienced with boating,
           other boaters may not be as experienced. Collision coverage provides you with financial                   protection against other boaters or vehicles hitting your boat. Since Point Pleasant
         or Ocean County NJ doesn’t require insurance on boats, many other boaters won’t be  
         covered. You don’t want to be stuck paying the full repair costs if you don’t have                                          to—- so boater’s collision coverage acts very much Auto Collision Insurance.

          2.      Protection against liability. Boat and Maritime Liability Insurance acts like
          liability auto insurance. If an event occurs and damage or bodily harm is caused by you,

the claim can be covered by your Insurance Company.  Without Insurance,  if your boat was hit by someone else’s boat, you would suffer an out of pocket expense and without insurance, YOU WOULD incur all repair costs yourself.

 3.      Avoiding the time and stress of a lawsuit. If you don’t have insurance and you cause damage or injuries, the damaged party may file a lawsuit against you. In that situation, you have to take a lot of time and energy to deal with the issue. Avoid all that by picking up boat insurance and keeping yourself covered.

 4.      Find the boat insurance quotes that you need from Ocean and Monmouth County NJ Insurance Agents like the Award winning Agents of I & E Insurance Agency who can use their resources online to get you competitive quotes all from the comfort of your own home. Insurance offered through Travelers, Hartford, NJ Skylands, MetLife, Foremost, Progressive, CNA and others- Call for a quick Quote 732-295-5584 today.

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice.

You may wish to consult a competent attorney, tax advisor, accountant, or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice, Independent Agents of America & PIA contact your own advisors before making any financial decision. Services offered through independent NON-AFFILIATED ENTITIES

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