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February 15, 2021

Mobile Home Insurance

I & E Insurance Agency

Point Pleasant NJ 

Feb 15, 2021 

Obtaining coverage specific to your mobile home is essential. In fact, a standard homeowners insurance policy will not cover your liabilities in the same way this specific policy will. There are also endorsements you can add to the policy to cater to your specific needs.
a house with trees in the background

A mobile home insurance policy will provide coverage for your home and property such as the following: 


  • Coverage for your actual mobile home and any adjacent structures that are on your premises (attached patio, deck, shed, etc.). This protects against all forms of loss including fire, windstorm damage, and damage from falling objects, lightning and explosions. 

  • Personal property protection: Covers losses for removable property such as electronic equipment, bicycles, furniture and clothing.  

  • Personal liability protection: Covers losses in the event that someone or something is injured on your property. Policy pays for medical expenses for non-residents of your home and damages or defense costs as a result of covered accidental incidents. 

  • Protection for improvements 

  • Loss of use of your mobile home 


Additional Endorsements  

For added protection, consider purchasing these endorsements:


  • Emergency removal: This policy pays for you to move your mobile home if an oncoming disaster (e.g., fire, tornado) threatens your home and safety.  

  • Trip collision: Protection for use when moving your mobile home to another permanent location. 

  • Worldwide coverage: Protection for your personal belongings if they are lost, stolen or damaged when travelling to another permanent location. 

  • Fire department charges: Provides reimbursement for charges incurred if your mobile home is located in an area that is not serviced by a fire department. 

  • Extended coverage: Used for valuables, such as jewelry, furs and heirlooms and for electronics.


Continue to learn more about mobile home insurance options to best protect your home by calling us at 732-295-5584  


This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice.

You may wish to consult a competent attorney, tax advisor, accountant, or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice, Independent Agents of America & PIA contact your own advisors before making any financial decision. Services offered through independent NON-AFFILIATED ENTITIES

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