Meet the Staff

Ida Caponegro, CISR

Ida Caponegro is Licensed NJ Insurance Broker and a certified CSR® possessing a vast amount of experience working with small and large business on their General Liability, Property and Workers Compensation Insurance.

Ida has over 38 years experience and has worked for several large NYC Based Insurance companies including the Greater NY Insurance Company, Saint Paul Companies (a division of Travelers) and Frank Crystal & Co. She managed cases of both small and large clients from multi-million dollar businesses where the average premiums ranged from $50,000 to over $600,000.

Ida and her husband/business partner Ernie live in Point Pleasant with their three boys, Ernest 32, Matthew 28, and Luke 21.  Ida & Ernie have operated I E Insurance Agency together since 2006.

Ernest M. Caponegro CLCS, CSA®

Mr. Ernest Caponegro holds Life and P&C Insurance licenses in several states in addition to New Jersey. Ernest started his career on Wall Street in the fall of 1977, ran for NJ political office first as the Hudson County Surrogate Office in 1992, and again in 1994 for a NJ State Congressional seat. He served as treasurer for Jersey City UNICCO from 1993-1998.

Ernest is one of only 33,000 Certified Senior Advisers in the nation. To become a Certified Senior Adviser, he completed a 15-part program of study of the physical, financial, emotional and personal issues that affect the daily lives of seniors taught by the Society of Certified Senior Adviser, (SCSA). The SCSA is the worlds largest member organization training professionals to serve the changing needs of a growing senior population. As the co-owner of I & E Insurance Agency, he brings over 40 years of experience to individuals, families, seniors and small businesses who need assistance.

Mr. Caponegro attended the Hartford School of Insurance and earned the National Underwriter Company’s CLCS designation. The Hartford School of Insurance has been granted the authority by the National Underwriting Company to confer this designation on agents who successfully complete the Commercial Lines Producer and CSR schools. The candidates must have concluded the two-phased program by passing each exam with a minimum of 70%.

The CLCS designation, short for Commercial Lines Coverage Specialist, is awarded to those students who have demonstrated extensive knowledge in the critical functional area of commercial property coverage and will apply that knowledge in real life cases. Holders of the CLCS designation have exhibited advanced coverage expertise and career professionalism.

& E Insurance opened an independent office in 1998 and became a fully operational in October of 2002. I E Insurance Agency secured it’s NJ State Independent license in 2006. I & E Insurance Agency offers all forms of Insurance for Business, Personal and Commercial needs.

Ernest has coached several local soccer and football teams and was a past Boy Scout Leader of Troop 32 of Brick and a Troop 6 of Point Pleasant Beach and has been a member of the Brick Town Police Athletic League (PAL) Board of Directors for 19 years. The Brick PAL’s mission is to improve the lives of local children. Ernest was a board member and former trustee board member of the Positive Earth Drivers Club and a 1st Degree Knight and member of the Knights of Columbus of Saint Martha’s Church Point Pleasant and was a past Vice President and present member of the Father Club at Christian Brothers Academy of Lincroft, NJ.

Customer Service Representatives:

Please help I&E welcome our new customer service representatives: Sydney and Lisa.  These two joined our team in the beginning of November.

Patricia L.

★ ★ ★ ★ ★Boy did I luck out when I stumbled upon Ernie… I was floundering about looking for insurance… I had very little knowledge about types of insurance and the insurance game… I have had other agents however, no one took the time to...

What Is Life Insurance?

What Is Life Insurance?

A life insurance policy is a type of personal insurance that can provide financial security for your beneficiaries after you pass away. Finding the right policy can take time and effort, and the agents at I&E Insurance Agency are here to help. Contact us today to...

Workers’ Compensation Insurance?

Workers’ Compensation Insurance?

The health and wellness of employees should be a top priority for all organizations. Still, even businesses that implement proper precautions and maintain a safe workplace may not always be able to prevent work-related illnesses and injuries completely. In the...

Kerry T.

★ ★ ★ ★ ★Not living in NJ but having a NJ condo has presented some insurance challenges in the past. Ernie and Ida have do a fabulous job handling all my questions and providing me with complete and competitive insurance. Ernie and i have...

Diane K.

★ ★ ★ ★ ★Ernest was fantastic helping us get new insurance. Thru the process Ernest always answered and answered all questions. No matter when I called him or emailed him he always got back to us asap. Great company. — Diane K.

Leslie D.

★ ★ ★ ★ ★Ernie from I & E provided every step of the way; hard work; enormous expertise; patience; extremely great home owner insurance rates; timely; responsive and very professional. Could not have asked for better. Highly recommend...

Elizabeth B.

★ ★ ★ ★ ★Ernie has been fantastic to work with since our initial contact to now renewal. He handles everything and you never have to worry. He is extremely knowledgeable and honest. — Elizabeth B.

S. Schellinger

★ ★ ★ ★ ★I contacted Ernest (I&E insurance Agency) when there was a issue with my other insurance company. It was on the weekend and Ernest assured Me that I would be covered ASAP. Ernest took that weight off my shoulders And if you ever...

Stella S.

★ ★ ★ ★ ★I’ve been dealing with I & E for a number of years now and have had nothing but great service. Any issue was handled quickly and efficiently. I highly recommend I & E. — Stella S.

Five Star NJHA 24 Ernest Caponegro