Benefits of Using an Independent Agent in Freehold, NJ

Insurance can be confusing, but getting the right amounts of coverage and types of policies is an essential part of protecting your finances. Ideally, you want to have a relationship with an insurance agent you can trust so you can lean on their knowledge to help you make good decisions about your insurance coverage.

When choosing an insurance agent, it’s helpful to understand what an independent agent does and how using an independent agent may help you get the best value for your money. The independent insurance agents at I & E Insurance Agency in Point Pleasant, New Jersey, are well versed in all types of insurance policies. They can help you understand how certain coverages may benefit you and help you find an insurance company that’s a good fit.

What Is an Independent Agent?

An independent agent sells insurance from many insurance companies, while a captive agent works for just one insurer, so they can only quote rates for their insurance company. When you use an independent agent, they can quote rates for multiple companies and recommend certain companies that may better meet your needs.

Reasons to Choose an Independent Insurance Agent

For many people, the quality of their insurance coverage is more important than the company name. While it’s essential to purchase insurance from a reputable company, not every company will be able to meet your needs.

Here’s how an independent insurance agent is uniquely qualified to help you get the insurance that’s right for your situation:

Multiple Quotes

When it comes to getting insurance, shopping around is vital. But it can be a tedious and time-consuming process. One of the most important benefits of choosing an independent insurance agent is that they have access to many reputable insurance companies and can get multiple quotes to help you compare premiums. You’ll enjoy having a single point of contact instead of making calls to numerous insurance agents.

Excellent Customer Service

Your agent works for you, so when you have questions about your coverage, need to file a claim, or have an issue with your insurance, your agent is there to help. They can serve as a go-between when you need to communicate with your insurer.

Your independent agent wants to keep your business, so they work hard to provide the best possible customer service.

Your Agent Puts Your Needs First

Your independent insurance agent works for you—not for an insurance company. Their number one priority is helping you get the insurance you need at a fair price.

After you have the coverage you need, they are standing by to assist with claims, make sure you have the coverage you want, and make recommendations as your insurance needs change.

Contact Us Today to Get the Insurance Coverage You Need

Reach out to the independent agents at I & E Insurance Agency today to get a quote and experience the benefits of working with an independent agent firsthand.