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Rumson New Jersey 07760 Homeowners Insurance, High Valued Home Insurance Quotes Rumson NJ 07760

Unhappy with the service from your Insurance company and the price just went up?

Allow us to Help you...

Named One of the Top 3 Best Insurance Agencies 
of Ocean County for the 5th time of the last 6 years,
2016-2011
Voted Best Insurance Agency of 2014 
by the Asbury Park Press 

& E Insurance Agency repeats...
Winner of the 2014 & 2015 Five Star Home/Auto Insurance Professional Award featured in NJ Monthly Magazine
March 2014 and 2015 see
www.njmonthly.com


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High Value, Affluent Homeowners Insurance is specifically tailored to the unique needs of those homes
that are valued in most cases  above $1,000,000.

Typically the home's replacement value will depending on property, the quality of building materials
and  the company selected. This isn't the selling price, MARKET Value or Tax value. 
 It's strictly the insurance replacement cost.

So a Custom built home in 
Rumson custom materials, 5000 square feet, pool, patio, 3 car garage etc.
should be insured for replacement values at roughly $200 to $300 per foot or in a range from 1.1 Million
to as much as $2 Million or more for insurance purposes.  

Additionally homeowners of these properties require higher coverage for assets and other properties and should have higher amounts of Legal Liability coverage. The Homeowner of a million dollar home has a Bigger Bull-eye on their back and should do more to protect themselves from unforeseen events and aggressive lawsuits.

Call us at I & E Insurance Agency 732-295-5584 to address these concerns. 
Another thing, check your wind and Hurricane deductibles on your homes. Your out of pocket deductibles could be 1% to 5%. So if your 1 million dollar home has a 5% wind deductible during a claim , your out of pocket deduction could be $50,000 for wind and or hurricane damages before the insurance company gets you the first dollar.


I & E Insurance Agency is your one stop solution for all your coastal insurance needs. We have Insurance Carriers that are insuring homes, and properties from the Barrier Island beach front to the 3-5 mile range that most companies exclude.

Buying a New House?  Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. Just  Click Here  and we'll get you a quote immediately.

I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ.

Our Principals (2) have over 70 + years experience. As a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients.  Additionally, through our affiliation with  ANE Network  www.ane-agents.com  We provide the strength and power of a nation-wide business but with the personalized service and Old fashion charm of a local store.

We're here to help when you need us most.

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com 

See our reviews at  www.yahoo.com www.google.com  www.facebook.com  www.yb.com  www.yelp.com 
www.merchantcircle.com  www.manta.com and www.NJ.com

Insurance Today, Smile Tomorrow, Life Happens Be Ready!

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Looking for coverage? Click below to request a quick, accurate and affordable rate.



I & E Insurance Agency | 2900 Route 88 | Point Pleasant, NJ 08742 | Phone: 732-295-5584 | ineagency@gmail.comPowered by Insurance Website Builder


This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES


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