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Lake Como NJ 07719 Affluent Homeowners Insurance | Lake Como NJ 07719 Home Insurance Agents


Any Robotic Website or a clerk in some 800 Number Insurance Agency can get you a cheap quote, but is it the right coverage? Shouldn't your Home Insurance be more than just some piece of paper to appease the Mortgage Company? If you want the right coverage that really considers your situation, call us the owners of I & E Insurance Agency 


FAST Quote-Click Here  Allow Us to help you !

Fast Personal Service and Great Rates--- Call us today 732-295-5584  Named a Top 3 Best Insurance Agency of Ocean County for the 5th Time of the last 6 years by the Asbury Park Press 2016-2011 in the Annual Readers Poll.
I  & E Insurance Agents named some of NJ's Best 2015 & 2014 in the NJ Monthly Magazine/Five Star Home/Auto Insurance Professional Award.


 Some of these affluent homes are also located on or near the waterfront, Coast, Rivers, Lakes on or near the beach. And this makes those homes prone to underwriting issues preventing Most Insurance companies from offering coverage. The majority of NJ Insurance companies set 3-5 Mile exclusions to water -meaning they will not insure homes anywhere in that 3-5 mile range! And if you find Insurance the Wind and Hurricane deductibles could be 1% to 5% or higher! That means with $100,000 in damages due to Wind or Hurricane, with a 5% wind deductible, on your Million dollar home, you'd be out of pocket $50,000 before the insurance company pays you the first penny of a claim

We have Insurance Carriers that are insuring High-End Affluent Homes and Coastal and waterfront properties on the Barrier Islands and in that 3-5 mile range from the coast that most companies are excluding. New additions to our agency over the last 6 months are helping homeowners get better coverage with lower deductibles.
 Contact I
& E Insurance Agency at 732-295-5584 

I & E Insurance Agency is your solution for all your Affluent and coastal insurance needs.   

I & E Insurance Agency is an independent family owned and operated Agency serving all of NJ.  We have clients from Alpine to Cape May from Vernon Valley and High Point to Princeton. Many of Our customers have multiple homes, Autos, Boats and Business polices with us and find that a one call for service and solutions can save time and money.

Our Principals (2) have over 70years experience. As a Trusted Choice® Agency  we provide a full range of Insurance for Business, Personal and Commercial clients.  
It doesn't matter whether your Dream Home is in Warren  or Morristown , a  small cottage in Belmar , a 10,000 square foot McMansion in  RUMSON , a rental home in Lavallette , a 110 year Old Victorian in  Ocean Grove, and Cape May  a colonial in  Paramus  or even a ocean view condo in Atlantic City -- we can get you the proper coverage for your property.


And in some cases, we can package insurance needs together saving you time and money. Additionally, through our affiliation with ANE  we offer the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local  neighborhood store.

We're here to help when you need us most. If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at 

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Plan today, Smile tomorrow, Life Happens Be ready!

Just  Click Here  and we'll get you a quote immediately.

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