Call Us or Text Us
Auto Insurance AUTO Read More
Home & Flood Insurance HOME & FLOOD Read More
Business Insurance BUSINESS Read More
Life & Health Insurance LIFE & HEALTH Read More
Watercraft Insurance WATERCRAFT Read More
Retirement Planning RETIREMENT PLANNING Read More

HomeOwners Insurance Point Pleasant Beach NJ 08742, Home Insurance Point Pleasant Beach NJ 08742

Great Service and Fast Quotes      Click Now

& E Insurance Agency named One of the TOP 3 Best Insurance Agencies 
of Ocean County for the 5th time of the last 6 years 2016-2011
and Our Agents named one of NJ's Best in the 2015-2014
NJ Monthly Magazine /Five Star Home/Auto Insurance Professional Award

Just  Click Here  and we'll get you a quote immediately.

We insure the Jersey Shore and Beach front properties.

Another problem on the coast is insurance for High value Homes- we solve those problems---

High Value &  Affluent Home Insurance is tailored
to the unique needs of homes valued in most cases above $1 million. 
This isn't the MARKET Value or appraised tax value. 

To illustrate, the replacement cost of a home is  calculated by the total square footage multiplied by a per square foot dollar cost.

In today's market the cost per square foot to rebuild can be anywhere from $150 to as much as $300 per square feet or more, depending on materials, style, etc. Thus a home with high end materials 5000 square feet with a  pool, patio, 3 car garage etc. could be insured for replacement values in a range from 1.1 Million to as much as $2 Million or more for insurance purposes, or roughly $200 to $300 per square foot.
The majority of NJ appointed Insurance companies set 3-5 Mile exclusions to water- So they will not insure homes  in that 3-5 mile range! But some companies might and the Wind and Hurricane deductibles could be 1% to 5% or higher!  With a Hurricane Wind loss of  $100,000 on your $1 million dollar home, and a 5% wind deductible, your out of pocket could be $50,000 before the insurance company pays you the first dollar of a claim.  

We have Insurance Carriers that are insuring High-End Afflulent Homes and costal and waterfront properties on the Barrier Islands and in that 3-5 mile range from the coast that most companies are excluding. New additions to our agency over the last 6 months are helping homeowners get better coverage with lower deductibles.

I & E Insurance Agency is your One Stop Solution for all your Affluent and Coastal insurance needs

Contact I & E Insurance Agency  at 732-295-5584 for more details.


I & E Insurance Agency is an independent family owned and operated Agency serving all of NJ.  
Our Principals (2) have over 70+ years experience.
As a 
Trusted Choice® Agency  we provide a full range of Insurance for Business, Personal and Commercial clients. 

 It doesn't matter whether your Dream Home is in Warren  or Morristown , a  small cottage in Belmar , a 10,000 square foot Mc Mansion in  RUMSON , a rental home in Lavallette , a 110 year Old Victorian in  Ocean Grove, and Cape May  a colonial in  Paramus  or even a ocean view condo in ​​​​​​Atlantic City -- we can get you the proper coverage for your property.​  And in some cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together saving you time and money.

Additionally, through our affiliation with ANE   we offer the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local corner agency.  You are more than a customer; you are our neighbors, friends and clients.

We're here to help when you need us most.

(All services through independent entities)

If you have any questions or would like to set up an appointment with us call 732-899-8177
or email us at

See Our reviews on

Plan today, Smile tomorrow, Life Happens Be ready!

Click Here  and we'll get you a quote immediately.

© Copyright. All rights reserved.
Powered by Insurance Website Builder