Call Us or Text Us
Auto Insurance AUTO Read More
Home & Flood Insurance HOME & FLOOD Read More
Business Insurance BUSINESS Read More
Life & Health Insurance LIFE & HEALTH Read More
Watercraft Insurance WATERCRAFT Read More
Retirement Planning RETIREMENT PLANNING Read More

Point Pleasant Beach NJ 08742 Homeowners Insurance | Point Pleasant Beach NJ Waterfront Home Insurance | Point Pleasant Beach High Value Home Insurance.


Any Home Insurance Agency, 1-800 Big Box Phone number company, or Overseas Call Center can get you a cheap Homeowners Insurance Quote, but is the policy worth the paper its written on? Have they asked the right questions, done their homework made sure that you were properly covered and your liability coverage was adequate, or was it just about the price and appeasing the mortgage company.



Our Agency has been named a Top 3 Insurance Agency for Service by the Asbury Park Press in the Annual Readers Choice Awards for the 6th time of the last 7 years for Ocean County 2017-2011, and Our Agents were named some of NJ's Best in the Annual NJ Monthly Magazine/Five Star Home/Insurance Professional Awards.

Homeowners have another problem for properties 5 miles from the coast and bays--High Deductibles, in some cases 2-5% of your dwelling coverage. That means on a $500,000 home anywhere from $10,000 to $25,000 deductible before the insurance company pays a penny on a hurricane wind claim.  A majority of NJ appointed Insurance companies have set  a 2-5 Mile exclusions to water----meaning they will not insure homes anywhere in that 2-5 mile range!  Check the fine print of your present policy---

But we specialize in Coastal homes and properties and have several Insurance Carriers that are insuring homes and High-End Affluent homes in that 2-5 mile excluded range. And we recently added several new Insurance companies giving your more choices and helping homeowners get better coverage at competitive prices. So give us a call for more info. Contact I & E Insurance Agency at 732-295-5584 for a free Quote and more details on Affluent and Coastal Insurance.
I & E Insurance Agency is an independently operated family owned Agency serving all of NJ.  Our Principals (2) have over 70+ years experience. As a Trusted Choice® Agency  we provide a full range of Insurance for Business, Personal and Commercial clients. Additionally, through our affiliation with ANE  we offer the strength and power of a Country-wide agency, but with the personalized service and Old fashion attention of a local business.  For More info call us at 732-295-5584 or email us at

Check out Our reviews at and


© Copyright. All rights reserved.
Powered by Insurance Website Builder