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Lincroft NJ 07738 Luxury Homeowners Insurance, 07738 Affluent Homeowners Insurance, Lincroft NJ Home Insurance, Lincroft NJ House Insurance, Luxury Home Insurance Lincroft NJ, Lincroft Insurance Agents, Lincroft NJ Homeowners Insurance Quotes.

For Great Service and Fast Attention call us at 732-295-5584.

Named One of the Top 3 Insurance Agencies of Ocean County NJ
4 out of the last 5 years in
The Asbury Park Press Readers Choice Awards
Named the Best of 2014.

& E Insurance Agency Winners of the 2015 and 2014
NJ Monthly Magazine/ Five Star
Home/Auto Insurance Professional Award 
featured in NJ Monthly Magazine see www.njmonthly.com

Allow Us to Help you, Click for Fast Quote

High Value, Affluent Homeowners Insurance is 
tailored to the unique needs of homes valued above 
$1 million depending on the company selected.

It's strictly the insurance replacement cost,
Not Market Value!

To illustrate--replacement cost is calculated by the
square footage multiplied by a cost per sq foot.

In today's market the cost per square foot to rebuild could be anywhere from $180 to as much as $300 per square feet or moredepending on materials style, location, paperwork and permits etc. 

For example: A Custom built home with choice custom materials, 5000 square feet with a pool, patio, 3 car garage etc. replacement values can range from 1.1 Million to as much as $2 Million or more for insurance purposes. 

This value has nothing to do with the market price. 

The wind and Hurricane deductibles could be 1% to 5%. Thus a $1 million dollar home with a 5% wind deductible, 
the owner would shell out $50,000 for wind and or hurricane damages before the insurance company pays you the first dollar. 

Yes it is confusing---but we can help you solve this problem. At I & E Insurance Agency we have solutions
for all your High Value Home and Coastal Property Insurance needs.

We serve all of NJ, It doesn't matter whether you have a luxury Home in
Bernards Township  
a cape C
od In Lodi, or if your Waterfront Dream  ​​​Home is a small cottage in 
Belmar , a 110 Year old Victorian
Stone Harbor , a 10,000 square foot McMansion in RUMSON , a Beach rental in Lavallette
or a ocean view condo in 
Atlantic City ---
we can get the right insurance policy for you and your family !


​​​​​​​​​​​​​​​​​​​​​​​​Just  ​​​​Click Here  and we'll get you a quote immediately.

I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ.
Our Principals (2) have over 70 + years experience. As a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients. 

Additionally, through our affiliation with ANE Networks 
http://ane-agents.com  ​​​​​​​​​we have the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local corner Store.
  (services through independent entities) ​​

We're here to help when you need us most.
If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com 

See our reviews at  www.yahoo.com www.google.com  www.facebook.com  www.yb.com  www.yelp.com 
www.merchantcircle.com  www.manta.com and www.NJ.com

Insurance Today, Smile Tomorrow, Life Happens Be Ready!


Looking for coverage? Click below to request a quick, accurate and affordable rate.

I & E Insurance Agency | 2900 Route 88 | Point Pleasant, NJ 08742 | Phone: 732-295-5584 | ineagency@gmail.comPowered by Insurance Website Builder

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES

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