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Holmdel NJ 07733 Luxury Home Insurance, Holmdel Affluent Homeowners Insurance, Holmdel House Insurance, Holmdel Property Insurance, Holmdel Building Insurance, Holmdel NJ 07733 House Insurance, Holmdel NJ home insurance quotes, Holmdel NJ Insurance Agents.

Need Insurance and Fast Service, Allow us to Help you, Please call for a Quote today 732-295-5584
You speak to one of the owners, for Live and Personalized Service.    
 Quick Quote Click Here

& E Insurance Agency winner 5th time of the last 6 years
in the Annual Asbury Park Press Readers Choice Awards,


Named One of the Best Agents of NJ 2014 and 2015-
NJ Monthly Magazine/Five Star Home/Auto Insurance Professional Award 

​​​​​High Value & Affluent Homeowners Insurance 
is specifically tailored to the unique needs
of those homes usually valued in most cases
above  $1 million. This isn't the Selling price,
MARKET Value or appraised tax value.
It's strictly the insurance replacement cost.

Today's market commands cost per square foot
to rebuild from $220 to as much as $300 per square foot
or more, depending on materials, style, location etc. 

Thus a home with custom materials, 5000 square feet,
pool, patio, 3 car garage etc. replacement values can range from $1.1 Million to as much as $2 Million or more for insurance purposes.  

  The final replacement insurance value will be determined usually by an outside independent property inspector.


Some affluent homes located on or near the Beach, waterfront, Rivers and Lakes  face another challenge 
Most common Insurance companies do not offer coverage. They have 3-5 Mile exclusions, meaning they will not insure homes
anywhere close to water! Or Wind and Hurricane deductibles could be 1% to 5%.
So if your $1 million dollar home has a 5% wind deductible, $50,000  comes out of your pocket first
for wind and or hurricane damages before the insurance company pays you the first dollar.  

Yes it is confusing----but that's the insurance market right now , But at I & E Insurance Agency , we are waterfront and coastal specialists and have written thousands of Homes near or on the water. We know this market and we can help you solve this problem. 

We provide solutions Click Here for a quick  Quote

I & E Insurance Agency is your one stop solution for all your coastal insurance needs.

So finding the right coverage and carrier for your unique needs is easy. It's our Job!

Buying a New House?  Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. Just  Click Here and we'll get you a quote immediately.

It doesn't matter whether your Dream Home is in Warren  or Morristown , a  small cottage in Belmar , a 10,000 square foot mcmansion in  RUMSON , a rental home in Lavallette , a 110 year Old Victorian in  Ocean Grove, and Cape May  a colonial in  Paramus  or even a ocean view condo in ​​​​​​Atlantic City -- we can get you the proper coverage for your property.


And in some cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together saving you time and money.

I & E Insurance Agency is an independent family owned and operated agency serving all of NJ.  We have clients from Alpine to Cape May from Vernon Valley and High Point to Princeton. Many of Our customers have multiple homes, Autos, Boats and Business polices with us and find that a one call service and solution can save them time and money.

Our Principals (2) have over 70+  years experience.
As a Trusted Choice® Agency www.trustedchoice.com  we provide a full range of Insurance for Business, Personal and Commercial clients. 

Additionally, through our affiliation with Agency Network Exchange www.ane-agents.com  we offer all the strength and power of a nation-wide agency, but with the personalized service and Old fashion attention of a local store. 
We're here to help when you need us most.

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com 

See our reviews at  www.yahoo.com www.google.com  www.facebook.com  www.yb.com  www.yelp.com 
www.merchantcircle.com  www.manta.com and www.NJ.com

Insurance Today, Smile Tomorrow, Life Happens Be Ready!


Looking for coverage? Click below to request a quick, accurate and affordable rate.

I & E Insurance Agency | 2900 Route 88 | Point Pleasant, NJ 08742 | Phone: 732-295-5584 | ineagency@gmail.comPowered by Insurance Website Builder

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES

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