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Brick NJ High Value-Affluent Homeowners Insurance, Brick NJ Coastal Home Insurance NJ, Brick NJ 08724 Vacation Home Insurance, Brick 08723 Home Insurance, Brick Home Insurance Agents, Brick NJ Insurance Agency, Brick NJ 08724 Insurance Quotes, Brick NJ Waterfront Insurance, Brick NJ Flood Insurance, Brick Homeowners Insurance Rates.

E Insurance Agency Won the 2014 & 2015 Five Star Home/Auto Insurance Professional
Award featured in NJ Monthly Magazine March 2014 and 2015...see

I & E Insurance Agency named the Best Insurance Agency of Ocean County
in the Annual Asbury Park Press Readers Award for 2014!

If you need Personalized Service for your High end, High Value Primary Home and Vacation Home, Auto Insurance, Boat and Umbrella Coverage, call us--- Get the service and expertise needed...  Fast Quote Click Here

​​​​​High Value, Affluent Homeowners Insurance is specifically tailored to the unique needs of those homes valued in most cases above $750,000-$1 million and more, depending on the company selected. Again this isn't the Selling price, MARKET Value or appraised tax value. Its the replacement cost, a 7000 Square foot house can have a replacement cost at 200-400 per square foot and most of the everyday companies do not offer coverage above $1 million much less protect your car collection, boat yachts or provide Liability Coverage. The Bullseye on your back is larger- Protect yourself !


Some of these affluent homes are also located on or near the  waterfront, Coast, Rivers, Lakes
on or near the beach.
And that makes those homes prone to underwriting issues that prevent the most common Insurance companies from offering coverage. The majority of NJ appointed Insurance companies have 3-5 Mile exclusions, meaning they will not insure homes anywhere in that 3-5 mile range from water!
And if they offer insurance, they may have huge deductibles!

Fast Quote Click Here

And the wind and Hurricane deductibles could be 1% to 5%. So if your $1 million + home has a 5% wind deductible, You would have to shell out $50,000 or more for wind and or hurricane damages before the Insurance company pays you the first dollar.

It doesn't matter whether your Waterfront Dream Home is a small cottage in Belmar or a 10,000 square foot McMansion in Rumson, a rental home in Lavallette or a ocean view condo in Atlantic City, we can get the right insurance policy for you and your family! 

If your home is 3 miles from a River, Lake or Beach, it can still be classified as waterfront and thus uninsurable with those voluntary companies you may know from TV or print media.--- Yes it is confusing----but that's the Insurance market right now and we know it and can help you solve this problem. That's why at I & E Insurance Agency we specialize in High End and Waterfront Property Insurance, We provide solutions, just call.

I & E Insurance Agency is your one stop solution for all your Insurance needs. We have Insurance Carriers that are insuring homes, and properties from the Barrier Island beach front to the 3- 5 mile range that most companies exclude.

And in many cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together.
Lost your current provider? We write NEW policies for Coastal coverage, so finding the right coverage and carrier
for your unique needs is easy. Its our Job !

Buying a New House? Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to make sure
that your closing goes smoothly. Just  
Click Here  and we'll get you a quote immediately.

I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ. We have clients from Alpine to Cape May from Vernon Valley and High Point to Princeton. Many of Our customer have multiple homes, Autos, Boats and Business polices with us and find that a One Stop call for service and solutions can save them time and money.

Our Principals (2) have over 70+ years experience. As a Trusted Choice® Agency www.trustedchoice.com we provide a full range of Insurance for Business, Personal and Commercial clients. 

Additionally, through our affiliation with ANE www.ane-agents.com
we offer all the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local corner agency.

You are more than a customer; you are our neighbors, friends and clients. We're here to help when you need us most.

If you have any questions or would like to set up an appointment with us call 732-899-8177 or email us at  ineagency@gmail.com 

See our reviews at  www.yahoo.com www.google.com  www.facebook.com  www.yb.com  www.yelp.com 
www.merchantcircle.com  www.manta.com and www.NJ.com

Insurance Today, Smile Tomorrow, Life Happens Be Ready!



Looking for coverage? Click below to request a quick, accurate and affordable rate.

I & E Insurance Agency | 2900 Route 88 | Point Pleasant, NJ 08742 | Phone: 732-295-5584 | ineagency@gmail.comPowered by Insurance Website Builder

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES

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