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Tinton Falls NJ 07724 High Value Homeowners Insurance, Tinton Falls NJ Home Insurance, Tinton Falls 07724 Vacation Home Insurance, 07724 Farm Insurance, Tinton Falls NJ Homeowners Insurance, 07724 House Insurance, Homeowners Insurance 07712, Home Insurance Tinton Falls NJ 07712

& E Insurance Agency Won the 2014 & 2015 NJ Monthly Magazine- Five Star Home/Auto Insurance Professional  Award

featured in NJ Monthly Magazine March 2014 and 2015...see

For Personalized attention ---Allow us to Help you -   Click for FAST QUOTE anytime!

I & E Insurance Agency in 2015 named again for the 4th time in 5 years as
One of the Best Insurance Agencies of Ocean County
in the Annual Asbury Park Press Readers Award.
Best of the Best for 2014.

You need Personalized Service for your High end, High Value Primary Home and Vacation homes, Auto Insurance, Boat and Umbrella Coverage, that Our Award winning agency can provide,
call us--- get the service and expertise deserved and needed...

​​​​​High Value, Affluent Homeowners Insurance is specifically tailored to the unique needs of those homes valued in most cases above $750K to over $1 million and more, depending on the company selected.

This isn't the Selling price, MARKET Value or appraised tax value. It's the replacement cost, a 7000 Square foot house can have a replacement cost at $200-$400 per square foot and most of the everyday companies do not offer coverage above $1 million much less protect your car collection, Boat Yachts or provide increased Liability Coverage.  The Bull's-eye on your back is larger- protect yourself!

Tinton Falls   

Some of these affluent homes are also located on or
near the  waterfront, Coast, Rivers, Lakes
on or near the beach. And that makes those homes prone to
 underwriting issues that prevent the most common Insurance
companies from offering coverage. The majority of NJ
appointed Insurance companies have 3-5 Mile exclusions,
meaning they will not insure homes anywhere
in that 3-5 mile range from water!

And these Million Dollar homes no matter where in NJ
can have  wind and Hurricane deductibles of 1% to 5%.
So if your $1 million + home has a 5% wind deductible, 
You would have to shell out $50,000 or more for wind, hail 
or hurricane damages before the insurance company
gets you the first dollar.

It doesn't matter whether your Affluent home is in Tinton Falls NJ , a Waterfront Dream Home Spring Lake, a small cottage in Belmar or a 10,000 square foot McMansion in Rumson, a rental home in Lavallette or a ocean view condo in Atlantic City, we can get the right insurance policy for you and your family! 

 We at I & E Insurance Agency specialize in High End and Waterfront property Insurance, We provide solutions, just call.

I & E Insurance Agency is your one stop solution for all your Insurance needs. We have Insurance Carriers that are insuring homes, and properties from the Barrier Island beach front to the 3-5 mile range that most companies exclude.

And in many cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together. Lost your current provider? We write NEW policies for coastal coverage, so finding the right coverage and carrier for your unique needs is easy. Its our Job!

Buying a New House?  Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. Just  
Click Here  and we'll get you a quote immediately.

I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ. We have clients from Alpine to Cape May from Vernon Valley and High Point to Princeton. Many of Our customer have multiple homes, Autos, Boats and Business polices with us and find that a one stop call for service and solutions can save them time and money.

Our Principals (2) have over 70+ years experience. As a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients. 

Additionally, through our affiliation with ANE
we offer all the strength and power of a Country-wide agency,
but with the personalized service and Old fashion charm of a local store.

We're here to help when you need us most.

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at 

See our reviews at and

Insurance Today, Smile Tomorrow, Life Happens Be Ready!


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