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Wall NJ 07727 Homeowners Insurance, NJ Beach Waterfront Home Insurance, NJ Vacation Home, NJ High Value Home Insurance, NJ Coastal Home Insurance, NJ Commerical Business Insurance, Ocean County NJ Commercial Auto Insurance, NJ Workers Comp Insurance.

Award Winning Service, Allow us to Help You--  Fast Quote Click Here

Personlized Attention and Advice

& E Insurance Agency named as One of the Top 3 Agencies of Ocean County for
the 5th Time in the last 6 years by the Asbury Park Press 2016-2011

Our Agents have been named as some of the NJ's Best by
NJ Magazine  and Won the 2015 and 2014 Five Star Home/Auto Insurance Professional Award

Just  Click Here  and we'll get you a quote immediately.

We provide Homeowners Insurance throughout NJ, AND SPECIALIZE in the Jersey Shore Home and Comercial Beach Front properties.

Homeowners have another problem for properties 5 miles from the coast and bays , 
especially High Value Homes- HIGH HURRICANE DEDUCTIBLES !
e can help solve this problem---

Example; let's calculate the Hurricane dedcutible and replacement value for a higher priced home---

Affluent Home Insurance is specifically tailored to the unique needs of homes valued in most cases above $1 million.  To illustrate: replacement cost of ANY home is calculated by the total square footage multiplied by an amount per square foot dollar.  In today's market the cost per square foot to rebuild can be anywhere from 
$150 to as much as $300 per square feet or more, depending on materials, style, etc.  A new custom built home with high end materials say 5000 square feet with a pool, patio, 3 car garage etc. can be calculated as 5000 sq. feet times $250 per foot = $1.25 million--- So if your present policy has a 5% hurricane deductible, and you suffer a loss, then you will shell out 5% or $62, 500 before your insurance company gives you one penny. That's the problem with High Wind and Hurricane dedcutibles.
So, check the fine print of your present policy---

We have Insurance Carriers that are insuring most NJ homes in that 3-5 mile range from the coast that many companies decline. And we have Companies that are insuring on the Coast and waterfront and on the barrier Islands that most companies are excluding. Call for details.  

And we recently added several new Insurance companies to our portfolio of issuers that are helping homeowners get better coverage at competitive prices. Many times we can bundle your home, Auto and Liability Umbrella together providing additional savings--- call for more info. 

Contact I & E Insurance Agency at 732-899-8177 for free Quote and more details on 
Affluent and Coastal insurance needs.  ​​​​

I & E Insurance Agency is an independent family owned and operated Agency serving all of NJ. Our Principals (2) have over 66 + years experience. 

As a 
Trusted Choice® Agency  we provide a full range of Insurance for Business,
Personal and Commercial clients. 


It doesn't matter whether your Dream Home is in Warren  or Morristown , a  small cottage in Belmar , a 10,000 square foot McMansion in  RUMSON , a rental home in Lavallette , a 110 year Old Victorian in  Ocean Grove, and Cape May  a colonial in  Paramus  or even a ocean view condo in ​​​​​​Atlantic City -- we can get you the proper coverage for your property.​  And in some cases, we can package insurance needs such as home, boat, Auto, Flood, Business and secondary vacation home coverage all together saving you time and money.

Additionally, through our affiliation with ANE   we have the strength and power of a Nationwide agency, but with the personalized service and Old Fashion charm of a local corner agency. 

We're here to help when you need us most.

(All services through independent entities)

If you have any questions or would like to set up an appointment
with us call 732-295-5584
email us at 

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Insurance and Retirement Planning  today,
Smile tomorrow, Life Happens, be ready!

Click Here  and we'll get you a quote immediately.

Looking for coverage? Click below to request a quick, accurate and affordable rate.

I & E Insurance Agency | 2900 Route 88 | Point Pleasant, NJ 08742 | Phone: 732-295-5584 | ineagency@gmail.comPowered by Insurance Website Builder

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES

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