Allenhurst NJ 07711 Home Insurance, Allenhurst NJ Affluent Homeowners Insurance, 07711 Coastal Home Insurance, Allenhurst NJ 07711 Vacation Insurance, Allenhurst NJ Flood Insurance, Allenhurst Seasonal Home Insurance, Landlord Insurance Allenhurst NJ 07711
I & E Insurance Agency Won the 2015 and 2014 NJ Monthly Magazine /Five Star Home/Auto Insurance Professional Award as featured in NJ Monthly Magazine March2015 & 2014 see www.njmonthly.com
High Value, Affluent Homeowners Insurance is specifically tailored to the unique needs of those homes valued
in most cases above
$1 million depending on the company selected.
For example: A Custom built home with choice custom materials, with a pool, patio, 3 car garage etc. replacement costs could be $200-$300 per square foot or more, so a 5000 square foot house could range from $1.1 Million to as much as $2 Million or more for insurance purposes. The final replacement insurance value will be determined usually by an outside independent property inspector.
Some of these affluent homes are also located on or near the waterfront, the Coast, rivers, lakes on or near the beach. And many Insurance companies have 3-5 Mile exclusions, meaning they will not insure homes anywhere in that 3-5 mile range from water! And the wind and Hurricane deductibles could be 1% to 5%. So if your $1 million dollar home has a 5% wind deductible, You may have to shell out $50,000 for wind and or hurricane damages before the insurance company pays you the first dollar.
Yes it is confusing---that's the insurance market right now but we can help you solve this problem and I & E Insurance Agency is your one stop solution for all your coastal insurance needs. We have Insurance Carriers that are insuring homes, and properties from the Barrier Island Beach front to the 3-5 mile range that most companies exclude.
It doesn't matter whether you have a luxury Home in
Bernards Township or if your Waterfront Dream Home is a small cottage in Belmar , a 110 Year old Victorian in Stone Harbor or a 10,000 square foot McMansion in RUMSON , a rental home in Lavallette or a ocean view condo in Atlantic City ---we can get the right insurance policy for you and your family !
And in some cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together.
Lost your current provider? We write NEW policies, Click Here for coastal coverage, so finding the right coverage and carrier for your unique needs is easy. Its our Job! Buying a New House? Congratulations! We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. Just Click Here and we'll get you a quote immediately.
I & E Insurance Agency is an independent family owned and operated Agency serving all of NJ. We have clients from Alpine to Cape May from Vernon Valley and High Point to Princeton. Many of Our customer have multiple homes, Autos, Boats and Business polices with us and find that a one-call for service and solutions can save them time and money.
Our Principals (2) have over 70 + years experience. As a Trusted Choice® Agency www.trustedchoice.com we provide a full range of Insurance for Business, Personal and Commercial clients. Additionally, through our affiliation with ANE Insurance Agents http://ane-agents.com we offer the strength of a National Agency, but with the personalized service and Old fashion attention of a local corner agency.
You are more than a customer; We're here to help when you need us most.
If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at firstname.lastname@example.org
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