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Spring Lake NJ 07762 High Value Affluent Homeowners Insurance, Spring Lake NJ Coastal Home Insurance NJ, Spring Lake 07762 Vacation Home Insurance, Spring Lake NJ Waterfront Home Insurance, Spring Lake NJ Flood Insurance, Spring Lake NJ Insurance, Spring Lake NJ Insurance Agents


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& E Insurance Agency named a top 3 Best Insurance Agency in
the Annual Asbury Park Press for the 5th Time fo the last 6 years! 2016-2011

 High Value and Affluent Homeowners  & Personal Insurance
with Great Service! I & E Insurance Agency is an Independent family- owned and operated, serving all of NJ.  Our Principals (2)
have over 70 + years experience. 
 Many of Our customers have multiple homes, Autos, Boats and Business polices with us and find that a one call service and solution can save them time and money. 

 High Value Affluent Home Insurance is specifically tailored to the unique needs of homes valued in most cases above $1 million depending on the company selected. Again this isn't the MARKET Value or appraised tax value. It’s strictly an insurance replacement cost valuation.

example--replacement cost of any home is  calculated by the total square footage  multiplied by a cost per sq foot .In today's market the cost per square foot to rebuild can be anywhere from $150 to as much
as $300 per square feet or more, depending on materials, style, etc. 
For example: A new custom built home with high end materials say 5000 square feet with a pool, patio, 3 car garage etc. should be insured for replacement values in a range from 1.1 Million to as much as $2 Million or more for insurance purposes, or roughly $200 to $300 per square foot.

We have Insurance Carriers that are insuring High-End Afflulent Homes and costal and waterfront properties on the
Barrier Islands and in that 3-5 mile range from the coast that most companies are excluding. New additions to our agency
over the last 6 months are helping homeowners get better coverage with lower deductibles. email us at ineagency@gmail.com

​​​​​It doesn't matter whether your Dream Home is in Warren  or Morristown , a  small cottage in Belmar , a 10,000 square foot
mc-mansion in  
RUMSON , a rental home in Lavallette - a 110 year Old Victorian in  Ocean Grove, and Cape May  -a colonial in Paramus  or even a ocean view condo in ​​​​​​Atlantic City -- we can get you the proper coverage for your property.​​​ ​​​​​​​​​​​​​

Additionally, through our affiliation with ANE  we offer the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local corner agency. We're here to help when you need us most.


See Our reviews on
www.yahoo.com www.google.com www.Yelp.com www.bing.com  www.yb.com www.manta.com

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If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com 

Insurance Today, Smile Tomorrow, Life Happens Be Ready!

 As a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients 


Looking for coverage? Click below to request a quick, accurate and affordable rate.



I & E Insurance Agency | 2900 Route 88 | Point Pleasant, NJ 08742 | Phone: 732-295-5584 | ineagency@gmail.comPowered by Insurance Website Builder


This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES


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