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Bay Head NJ Homeowners Insurance, Coastal Home Insurance Bay Head NJ, Bay Head NJ Vacation Home Insurance, Bay Head NJ Waterfront Home Insurance, Bay Head NJ Beach House Insurance, Rental Home Insurance Bay Head NJ, Bay Head NJ Flood Insurance. 

Fast and Personalized Service, call us Now 732-295-5584

Our Agency has won several Awards for Service including:
2014  and 2015 NJ Monthly Magazine-Five Star Home/Auto Insurance Professional Award
and One of the Top 3 Insurance Agencies of Ocean County for the 4th time in the last 5 years
according to the Asbury Park Press 

Allow Us to help You , call for fast Quote or Email

Quick Quote click Here

​​​​​                High Value, Affluent Homeowners Insurance is specifically tailored to the unique needs of homes valued in most cases
above  $1 million and higher

This is strictly the insurance replacement cost,
not market or tax value.

 Replacement cost of these home can be calculated by 
the square footage multiplied by today's market cost factor 
anywhere from $180 to as much as $300 per square feet or more, depending on materials style, etc. 

Thus a Custom built home 5000 square feet with a pool, patio, 3 car garage etc. should be insured for replacement values
in a range from 1.1 Million to as much as $2 Million or more for insurance purposes. 

Many of these affluent homes are located on or near
 the waterfront, The Coast, Rivers, Lakes on or
near the beach, making these homes prone to underwriting
issues that prevent the most common Insurance companies
from offering coverage.

We have those Insurance Companies that want your business and can offer Coastal and Waterfront coverage with low deductibles!

For a Fast Quote Click Here

I & E Insurance Agency is your one stop solution for all your coastal insurance needs.
We have Insurance Carriers that are insuring homes, and properties from the Barrier Island beach front
to the 3-5 mile range that most companies exclude.

And in some cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together.
Lost your current provider? We write NEW policies for coastal coverage, so finding the right coverage and
carrier for your unique needs is easy.  Buying a New House?  Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. Just  
Click Here  and we'll get you a quote immediately.

I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ.
Many of Our customer have multiple homes, Autos, Boats and Business polices with us and
find that Just one call for service and solutions can save them time and money.

Our Principals (2) have over 70years experience. As a Trusted Choice® Agency we provide
a full range of Insurance for Business, Personal and Commercial clients. 

Additionally, through our affiliation with ANE Networks  www.ane-agents.com  
we have the strength of a National agency, but with the personalized service
and Old fashion charm of a local corner store.

We're here to help when you need us most.

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com 

See our reviews at  www.yahoo.com www.google.com  www.facebook.com  www.yb.com  www.yelp.com 
www.merchantcircle.com  www.manta.com and www.NJ.com

Insurance Today, Smile Tomorrow, Life Happens Be Ready!



Looking for coverage? Click below to request a quick, accurate and affordable rate.

I & E Insurance Agency | 2900 Route 88 | Point Pleasant, NJ 08742 | Phone: 732-295-5584 | ineagency@gmail.comPowered by Insurance Website Builder

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES

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