Construction Insurance Red Bank NJ 07701, Small Business Insurance Red Bank NJ 07701, Commercial Insurance Red Bank NJ 07701.
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We provide insurance policies for many a variety of NJ contractors and classes including:
- Carpenters and Framers
- Electricians, Electrical Contractors
- Driveway Pavers
- Lawn Sprinkler Install/Repair
- Concrete and Masonry Contractors
- Septic Tank Service/Repair
- All Construction Contractors
- Air Conditioning, Refrigeration, HVAC installers
- Drywall / Sheetrock Installation
- Excavation Contractors
- Floor Covering Installation
- Glaziers, Glass Installation
- Grading Contractors
- Heating and Air Condtioning, HVAC
- Home Builders
- Janitorial and Building Maintenance Service
- Landscape Construction
- Lawn Maintenance
- Mechanical Contractors
- Painting Contractors
- Paving Contractors
- Plumbers, Plumbing Contractors
- Residential General Contractors
- Roofing and Siding
- Snow Plowing / Removal
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We help custom tailor Your Insurance to meet your exact needs. We do this by performing a survey of all your insurance including property, liability and auto risks to determine how best to protect your business and family, to meet the specific needs of your company.
Our results will get you get comprehensive protection with no overlaps, no gaps and we try always to help lower costs.
If your a serious business owner looking to protect his growing business from uncertainty and accidents, then we want to help you !
We also offer Construction insurance, or builders risk insurance, that covers your home or business property during a very important phase –the period during which it's being built. Home insurance and commercial property insurance are both designed to protect a structure that is already finalized. Buildings that are under construction have different risks than property that is already built and, thus, require different insurance.
Construction insurance covers your property only during the time that it is under construction. As soon as materials are ordered for the site it your policy is effective and it is cancelled as soon as the property is sold or occupied, unless the policy’s expiration predates these events in which case you may need to renew the policy or take another. Click for Quick Quote
Insurance policies are designed to help you start over, after a financial loss. This is an important distinction to make when it comes to construction insurance because it means that only actual financial damages are covered by the policy, not the loss of the potential value of the home. So if a fire ruins the semi-built structure and the supplies, the insured will not receive the potential value of the home had it been finished, but instead will receive the actual financial loss they've experienced through the materials that were damaged. Some policies may include coverage for additional losses, such as interest spent when a project takes longer to complete than originally anticipated.
Construction policies can be purchased for both residential and commercial properties. This includes vacation properties or properties intended to be quickly sold to residential buyers.
I & E Insurance Agency is a family owned and operated insurance agency that serves All of NJ.
Our Principals (2) have over a combined 70+ years experience. As a Trusted Choice® Agency www.trustedchoice.com we provide a full compliment of Insurance for Business, Personal and Commercial clients.
Additionally,through our affiliation with ANE Network www.ane-agents.com -- We offer all the strength and power of a National Country-wide agency, but with the personalized service, attention and Old fashion charm of a neighborhood store...
We're here to help, when you need us most.
Give us at 732-295-5584 for a quote today!