Brick NJ 08724 Commercial Insurance, Brick NJ 08723 Small Business Insurance, Brick Town NJ 08724 Contractors Insurance.
Any website or Agent can get you a quote, but is it real and reliable? Allow us to help you,
If Need Business or Contractors Insurance?- call us 732-295-5584
Awarded TOP 3 in the annual Asbury Park Press Readers Choice Awards
5 out of the last 6 years 2016-2011 - named "Best of the Best" Agency of 2014
I & E Insurance Agents were named One of the Best in the 2014 and 2015
NJ Monthly Magazine/Five Star Home/Auto Insurance Professional Awards
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Are you a NJ Contractor do you need Brick NJ Plumber's Business Insurance, Brick NJ HVAC Insurance,
Brick NJ Electrician's Insurance, NJ Heating and Air Conditioning Insurance, NJ Commercial Building Insurance.
We provide insurance policies for many a variety of NJ contractors and classes including:
- Carpenters and Framers ** Plumbers
- Electricians, Electrical Contractors
- Driveway Pavers **Lawn Sprinkler Install/Repair
- Concrete and Masonry Contractors **Septic Tank Service/Repair
- All Construction Contractors** Landscapers
- Air Conditioning, Refrigeration/ HVAC
- Drywall / Sheetrock Installation**Excavation Contractors
- Floor Covering Installation**Glaziers, Glass Installation
- Grading Contractors
- Home Builders ** Insulation
- Janitorial and Building Maintenance Service
- Landscape Construction** Lawn Maintenance
- Mechanical Contractors** Painting Contractors
- Paving Contractors** Plumbers, Plumbing Contractors
- Residential General Contractors ** Roofing and Siding
- Snow Plowing / Removal
We help custom tailor Your Insurance to meet your exact needs. We do this by performing a survey of all your insurance including property, liability and auto risks to determine how best to protect your business and family, to meet the specific needs of your company. Our results will get you get comprehensive protection with no overlaps, no gaps and we try always to help lower costs.
We also offer Construction insurance, and builders risk insurance that covers your home or business property during a very important phase –the period during which it's being built or reconstruted.
Home insurance and commercial property insurance are both designed to protect a structure that is already finalized. Buildings that are under construction have different risks than property that is already built and, thus, require different insurance.
Construction insurance covers your property only during the time that it is under construction. As soon as materials are ordered for the site it your policy is effective and it is cancelled as soon as the property is sold or occupied, unless the policy’s expiration predates these events in which case you may need to renew the policy or take another.
Insurance policies are designed to make policyholders whole after a financial loss. This is an important distinction to make when it comes to construction insurance because it means that only actual financial damages are covered by the policy, not the loss of the potential value of the home. That means if a fire ruins the semi-built structure and the supplies, the insured will not receive the potential value of the home had it been finished, but instead will receive the actual financial loss they've experienced through the materials that were damaged. Some policies may include coverage for additional losses, such as interest spent when a project takes longer to complete than originally anticipated.
Construction policies can be purchased for both residential and commercial properties. This includes vacation properties or properties intended to be quickly sold to residential buyers.
I & E Insurance Agency is a family owned and operated insurance agency that serves All of NJ. Our Principals (2) have over a combined 70+ years experience.
As a Trusted Choice® Agency www.trustedchoice.com we provide a full compliment of Insurance for Business, Personal and Commercial clients.
Additionally , through our affiliation with ANE Network Agents www.ane-agents.com we offer all the strength and power of a National Country-wide agency, but with the personalized service,
attention and Old fashion charm of your local stores . You are more than a customer. We're here to help, when you need us most.
If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at firstname.lastname@example.org
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